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Disney Cruise Line Policy Change: Vacation Protection Plan-Disney Packages and News

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Disney Cruise Line Policy Change: Vacation Protection Plan

May 18, 2022

Beginning today, May 18, 2022, the Medical and Trip Cancellation/Trip Interruption coverage included with Vacation Protection Plan (VPP) for Disney Cruise Line will increase from $10,000 to $20,000 per person. With this update, there will also be an increase in the maximum premium a Guest may be charged for VPP.

The cost of VPP will still be 8% of the Voyage Fare (including the Non-Commissionable Fare) per Guest (all ages). The minimum charge per Guest remains the same at $35; however, the maximum a Guest may be charged in premium will now increase from $800 to $1,600 maximum. The maximum per person charge for VPP is based on the Insurance Effective Date (the date VPP is paid in full). 

As a reminder, the commission rate for VPP is 10%. For more information on the Vacation Protection Plan, please visit Disney Cruise Line > Add-On Option > Disney Cruise Line Vacation Protection Plan on the Disney Travel website.

Note: The maximum cost per person of $1,600 aligns with the maximum coverage limit for the Vacation Protection Plan, which will be $20,000 per person (i.e., 8% of $20,000 is $1,600).

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